Digilo

Latvia · Kinnisvara · Asutatud 2026

Meie skoor

4,6

Keskmine tootlus

12,0%

reklaamitud maksimum

Esialgne — platvorm on alla kahe aasta vana ja sellel puudub veel sisukas ajalugu.

Regulatsioon: ECSPR licence 27-10/2025/222 (Latvijas Banka, issued 16 Sep 2025)

3% tagasimakset sellelt, mida investeerite esimese 60 päeva jooksul

Ava Digilo konto Loe täielikku ülevaadet Vaata boonuse tingimusi

Partnerlink — võime saada vahendustasu, sulle lisakuluta. See ei mõjuta ülaltoodud skoori.

Meie hinnang

Digilo is a licensed platform with a sensible structure at a scale far too small to judge. Its operator, CSP Growth Solutions SIA, holds a real ECSP licence from Latvijas Banka, every loan must be secured on property with an independent appraisal, client money is held at Lemonway, investors pay no fees, and a statistics page is refreshed hourly. But since launching in April 2026 it has funded five projects, EUR 108,946 in total, and paid EUR 714 of interest (21 September 2026), so nothing yet shows how it handles a default. Part of the early book refinances loans from its own group's lender, and the company holding investors' security, CSP Assets SIA, belongs to the same group — the structure is the reason to look, the related parties are the reason to keep it small.

Loe meie täielikku Digilo arvustustRegulatsioon, tootlus, tasud, riskid ja meie hinnang põhjalikult (inglise keeles).

Mis toimib

ECSP licence No. 27-10/2025/222 from Latvijas Banka, dated 16 September 2025 and confirmed on the public register
Every loan must be secured on real estate with an independent appraisal; the loan in funding on 21 September 2026 showed a 37% LTV
No investor fees under the terms, and client money is held at Lemonway rather than by Digilo
Funded volume, projects, investors, interest paid and defaults are published and refreshed hourly

Mis ei toimi

Related parties on both sides: some loans refinance the group's own lending, and the collateral agent is a group company rather than an independent trustee
No history: five loans since June 2026 and EUR 714 of interest paid, and an independent reviewer reports one project in arrears while the statistics page shows no defaults
No secondary market and no early exit, with loan terms of 12–36 months
The group's Latvijas Hipotēka business was fined EUR 50,000 by Latvia's consumer authority PTAC in 2019 over a reverse-lease product for consumers in distress

Kellele see sobib

Investors who want to follow a new, licensed property-lending platform with a small amount they can leave for three years, in loans whose LTV and ownership history they have checked.

Kuidas skoor koosneb

Kuidas see skoor arvutatakse

Regulatsioon30%7.5/10

Ajalugu25%2.0/10

Läbipaistvus15%3.6/10

Likviidsus15%3.0/10

Hajutatus10%4.5/10

Tootluse usutavus5%7.7/10

Iga mõõde saab dokumenteeritud sisendite põhjal hinde 0–10, mis korrutatakse kaaluga ja liidetakse. Ümardatakse alles lõpus.

Number võetud lehelt: digilo.co · 19. sept 2026 · Advertised range 9-12%. Digilo's own statistics page reports a realised average of 10.86% — across five projects and EUR 109k funded, which is too small a sample to publish as an average.