Blogi

Tingimuste muudatused, intressimuutused, platvormiuudised ja aeg-ajalt üks põhjalik lahkamine.

Juhendid26. okt 20266 min lugemist

P2P-laenude tasud võrdluses: mida võtavad seitse meie kõrgeimalt hinnatud litsentsiga platvormi

Sissemaksed, investeerimine, väljamaksed, varajane müük ja jõude seisev raha: mida Lande, Debitum, Nectaro, Indemo, Twino, Mintos ja EstateGuru investoritelt võtavad ning kuhu tasud on peidetud.

Loe

Juhendid20. okt 20267 min lugemist

Euroopa parimad P2P-platvormid 2026: seitse kõrgeima hindega

Enamik edetabeleid järjestab P2P-platvorme intressimäära järgi. Meie järjestame need selle järgi, kui tõenäoliselt saad oma raha tagasi. Meie hinnatud 25-st saavad seitse 6 või rohkem: siin on, mida igaüks kõige paremini teeb ja kellele see sobib.

Loe

Juhendid19. okt 20265 min lugemist

Mintose alternatiivid: neli litsentsiga platvormi vastavalt sellele, mida otsid

Mintos on meie saidil kõrgeima hindega platvorm. Kui otsid ettevõtete laene, kinnisvara, põllumaad või teist platvormi hajutamiseks, paistavad need neli litsentsiga platvormi igaüks millegi poolest silma.

Loe

Juhendid7. okt 20265 min lugemist

Lande vs EstateGuru: farmland or property loans?

Two licensed Baltic platforms that both lend against real collateral. How Lande's farm loans and EstateGuru's property loans compare on security, fees, getting out early and what happens when a loan goes wrong.

Loe

Juhendid7. okt 20266 min lugemist

Investing in P2P through your company: which platforms accept a GmbH, and when it pays off

Seven platforms open accounts for companies. Here's what they ask for, how interest is taxed in a German GmbH compared with privately, and when keeping the money in the company makes sense.

Loe

Juhendid7. okt 20266 min lugemist

Alternatives to Bondora Go & Grow: four good options, depending on what you want

Go & Grow earns its popularity: one balance, a flat €1 withdrawal and up to 6% a year. If you'd like something it doesn't offer, these four platforms each do one thing particularly well.

Loe

Analüüsid22. sept 20262 min lugemist

Five things Mintos gets right

One of Europe's biggest loan marketplaces is also one of the few that is a licensed investment firm. Here is what that, and a few other choices, do for investors.

Loe

Juhendid22. sept 20262 min lugemist

Five P2P platforms with a full investment firm licence

Mintos, Twino, Nectaro, Indemo and Debitum are supervised by Latvia's central bank and covered by an investor compensation scheme. Here is what that gives you.

Loe

Juhendid22. sept 20262 min lugemist

Start small: five P2P platforms you can try with €10 or less

Quick sign-up, a low minimum and free deposits make it easy to test a platform before committing real money. Five that make getting started simple.

Loe

Juhendid22. sept 20263 min lugemist

Loans backed by real assets: EstateGuru, LANDE and Digilo

Instead of a buyback promise, these three licensed platforms secure every loan on property, farmland or machinery. How that works and why many investors like it.

Loe

Uudised22. sept 20262 min lugemist

PeerBerry now has a secondary market: how it works

For years PeerBerry investors could only wait for loans to repay. Since January 2026 they can sell — with no fees. Here are the rules and who benefits most.

Loe

Juhendid15. sept 20262 min lugemist

The buyback guarantee is not a guarantee. Here is what it actually is.

Every second platform advertises a buyback guarantee. Almost none of them explain who is standing behind it — which is the only question that matters.

Loe

Juhendid8. sept 20262 min lugemist

What an ECSPR licence actually protects you from — and what it doesn't

Regulated platforms now advertise their licence on every page. It is a real improvement. It is also routinely oversold.

Loe

Portfell28. aug 20262 min lugemist

Why we treat anything above 13% as a warning, not an opportunity

High yields are not free money that the market has overlooked. They are a price, and the thing being priced is the chance you do not get your capital back.

Loe