Lonvest
Croatia · Tarbimis · Asutatud 2023
Meie skoor
Keskmine tootlus
15,0%
reklaamitud maksimum
Regulatsioon: No licence. An ordinary Croatian limited company, not supervised by HANFA or any financial regulator
Partnerlink — võime saada vahendustasu, sulle lisakuluta. See ei mõjuta ülaltoodud skoori.
Meie hinnang
Lonvest has done what it promised since its March 2023 launch: independent reviewers report no missed repayments, and its 30-day to 12-month terms let you wind a position down without a secondary market. Against that, every lender on it belongs to SpaceCrew Finance, the group of platform owner Roman Katerynchyk, and no financial statements for the lenders or the group are published, despite an 'audited' claim on Lonvest's About page. The Croatian company you contract with, Lonvest Platform d.o.o., holds no licence, has EUR 2,500 of share capital and no employees, and is registered as a management consultancy. The buyback and the group guarantee both come from that same group, so neither can be checked from outside and neither adds a second counterparty.
Loe meie täielikku Lonvest arvustustRegulatsioon, tootlus, tasud, riskid ja meie hinnang põhjalikult (inglise keeles).Mis toimib
- No missed repayments since the 2023 launch, according to independent reviews updated in July and August 2026
- Terms of 30 days to 12 months mean capital returns quickly; switching off reinvest is a working exit even without a secondary market
- Ownership is traceable: the Croatian registry names Roman Katerynchyk as sole member, and the lender group is named on the site
- EUR 10 advertised entry (EUR 50 minimum deposit) and no fees for depositing, investing or withdrawing
Mis ei toimi
- Every lender belongs to SpaceCrew Finance, the owner's group, which also gives the buyback and the group guarantee — spreading across countries does not spread counterparty risk
- No financial statements for the lenders or the group are published, and the guarantee agreements are not public, so neither backstop can be checked
- The contracting company is unlicensed, has EUR 2,500 of share capital and zero employees, and is registered as a management consultancy, not a financial business
- Withdrawals are capped at EUR 5,000 a week, leaving early forfeits all accrued interest, and the advertised 15% is the top of a range — the highest rate shown on 21 September 2026 was 12.5%
Kellele see sobib
Investors who want a small, short-duration position in emerging-market consumer credit, accept that the whole platform is one group's promise, and size it so that a group failure would be a nuisance rather than a setback.
Kuidas skoor koosneb
Kuidas see skoor arvutatakseIga mõõde saab dokumenteeritud sisendite põhjal hinde 0–10, mis korrutatakse kaaluga ja liidetakse. Ümardatakse alles lõpus.
Number võetud lehelt: lonvest.com · 19. sept 2026 · Advertised 'up to 15%' against a 9-15% range. One independent tracker reports a realised average of about 10.85%, the gap being cash drag from compulsory auto-invest.
Tingimuste jälgija
Loeme selle platvormi avalikke tingimusi iga päev uuesti ja logime muudatused.
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