Swaper
Estonia · Tarbimis · Asutatud 2016
Meie skoor
Keskmine tootlus
14,0%
platvormi keskmine
Regulatsioon: Not licensed under ECSPR
Selle platvormiga meil partnerlust ei ole – see on tavaline link nende enda veebilehele.
Meie hinnang
Swaper pays one of the highest rates in the sector and has paid it reliably for nine years, which is the whole case for it. The whole case against it is that you cannot see very much. It is wholly dependent on the Wandoo Finance group, group-level reporting is thinner than it should be for a platform underwriting these rates, and there is no licence and no secondary market. Our 14% figure is the loyalty rate for balances above €25,000; the base rate is lower.
Mis toimib
- Among the highest sustained rates available anywhere in European P2P
- Nine years of uninterrupted payments including through 2020 and 2022
- Very simple product — almost nothing to misconfigure
- Buyback has been honoured within 30 days consistently
Mis ei toimi
- Single-group dependency on Wandoo Finance with limited public financials
- No ECSPR licence, no secondary market, no exit before maturity
- The advertised rate requires a €25,000 balance — most investors earn less
- Transparency is the weakest of any platform we score above 7
Kellele see sobib
Experienced investors taking a deliberate, small, high-yield position with full awareness that they cannot verify much of what sits underneath it.
Kuidas skoor koosneb
Kuidas see skoor arvutatakseIga mõõde saab dokumenteeritud sisendite põhjal hinde 0–10, mis korrutatakse kaaluga ja liidetakse. Ümardatakse alles lõpus.
Number võetud lehelt: www.swaper.com · 18. sept 2026 · Advertises up to 16%; uses a 14% average annualised rate in its own calculator
Tingimuste jälgija
Loeme selle platvormi avalikke tingimusi iga päev uuesti ja logime muudatused.
Sarnased platvormid
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- Keskmine tootlus
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