Robocash
Croatia · Consumo · Fondata 2017
Nostro punteggio
Rendimento medio
9,9%
media della piattaforma
Regolamentazione: Not licensed under ECSPR
Nessuna partnership con questa piattaforma: è un link normale al loro sito.
Il nostro giudizio
Robocash has never missed a buyback, which after eight years is not a small claim. It is also a fully vertically integrated group — Robocash lends its own money through its own originators on its own platform — and that cuts both ways. Execution is reliable because there is no third party to fail. But there is also no third party, which means every layer of your risk traces back to one balance sheet in a group with meaningful Asian consumer-lending exposure.
Cosa funziona
- Eight years without a single missed or delayed buyback
- Fully automated: set the strategy once and it runs without attention
- €1 minimum — the lowest barrier to a real test in the sector
- Group publishes audited financial statements
Cosa non funziona
- Total vertical integration means zero diversification of counterparty risk
- No ECSPR licence and no secondary market
- Significant exposure to short-term high-rate consumer lending in emerging Asian markets
- Loan-level transparency is weaker than on marketplace platforms
A chi si rivolge
Hands-off investors who want automation and a long clean record, and who understand they are effectively taking a credit position on one corporate group.
Come si compone il punteggio
Come si calcola questo punteggioOgni dimensione è valutata da 0 a 10 su dati documentati, poi moltiplicata per il suo peso e sommata. Si arrotonda solo alla fine.
Dato tratto da: robo.cash · 18 set 2026 · €1.38bn invested; 40,000+ investors; 30-day buyback
Monitoraggio condizioni
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