PeerBerry now has a secondary market: how it works
For years PeerBerry investors could only wait for loans to repay. Since January 2026 they can sell — with no fees. Here are the rules and who benefits most.
Autorius: Neven ScagnoliAuthor & EditorFor most of its history, PeerBerry had one clear drawback: there was no way out of a loan before it was repaid. That changed on 15 January 2026, when PeerBerry launched a secondary market on its website, with mobile support promised later in 2026. It is one of the most useful improvements the platform has made, and it comes with no fees.
Why PeerBerry has a loyal following
PeerBerry is one of the larger loan platforms in Europe, with more than 122,000 investors and €3.5 billion invested. Its reputation rests on one episode in particular: after February 2022, its partners Aventus and Gofingo repaid €51.4 million of war-affected Russian and Ukrainian loans, including accrued interest, by 16 December 2024. It charges investors no fees for depositing, investing, withdrawing — and now selling.
The rules
- You can sell an investment after holding it for 180 days. The same applies to investments bought on the secondary market.
- You sell whole investments only, not parts of them.
- You can list at the remaining value or at a discount of up to 50%.
- Offers that don't sell are cancelled after 14 days.
- Loyalty bonuses stay with you and do not carry over to the buyer.
PeerBerry says loans bought on the secondary market keep the same buyback and group guarantee as on the primary market.
Who benefits most
Because of the 180-day rule, the secondary market is most useful for longer loans — business, leasing and real-estate loans — where you previously had to wait a year or more. Many short consumer loans will simply be repaid before you are allowed to sell, and for those the old exit still works: switch off reinvestment and let them run out.
For buyers, the market is a way to pick up loans at a discount — and because there are no fees on either side, the price you see is the price you pay.
Worth knowing
PeerBerry publishes no figures yet on secondary-market volume or how quickly offers sell, so it is too early to say how liquid it really is. More importantly, PeerBerry holds no ECSPR or MiFID licence and there is no investor compensation scheme; the buyback and group guarantee come from the same Aventus group whose CEO owns half of the platform. These are not bank deposits. Our full PeerBerry review covers the structure and risks in detail.
