Tinklaraštis

Sąlygų pakeitimai, palūkanų pokyčiai, platformų naujienos ir retkarčiais išsami analizė po įvykio.

Vadovai2026-10-266 min. skaitymo

P2P skolinimo mokesčių palyginimas: ką ima septynios aukščiausiai mūsų įvertintos licencijuotos platformos

Įnešimai, investavimas, išmokos, ankstesnis pardavimas ir nenaudojami pinigai: ką Lande, Debitum, Nectaro, Indemo, Twino, Mintos ir EstateGuru ima iš investuotojų ir kur slypi mokesčiai.

Skaityti

Vadovai2026-10-208 min. skaitymo

Geriausios P2P platformos Europoje 2026 m.: septynios aukščiausiai įvertintos

Dauguma sąrašų P2P platformas rikiuoja pagal palūkanų normą. Mes jas rikiuojame pagal tai, kiek tikėtina, kad atgausite savo pinigus. Septynios iš 25 mūsų vertinamų gauna 6 ar daugiau: štai ką kiekviena daro geriausiai ir kam ji tinka.

Skaityti

Vadovai2026-10-195 min. skaitymo

Mintos alternatyvos: keturios licencijuotos platformos pagal tai, ko ieškote

Mintos yra aukščiausiai mūsų svetainėje įvertinta platforma. Jei ieškote paskolų įmonėms, nekilnojamojo turto, žemės ūkio paskolų ar antros platformos diversifikacijai, šios keturios licencijuotos platformos kiekviena kuo nors išsiskiria.

Skaityti

Vadovai2026-10-075 min. skaitymo

Lande vs EstateGuru: farmland or property loans?

Two licensed Baltic platforms that both lend against real collateral. How Lande's farm loans and EstateGuru's property loans compare on security, fees, getting out early and what happens when a loan goes wrong.

Skaityti

Vadovai2026-10-076 min. skaitymo

Investing in P2P through your company: which platforms accept a GmbH, and when it pays off

Seven platforms open accounts for companies. Here's what they ask for, how interest is taxed in a German GmbH compared with privately, and when keeping the money in the company makes sense.

Skaityti

Vadovai2026-10-076 min. skaitymo

Alternatives to Bondora Go & Grow: four good options, depending on what you want

Go & Grow earns its popularity: one balance, a flat €1 withdrawal and up to 6% a year. If you'd like something it doesn't offer, these four platforms each do one thing particularly well.

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Analizės2026-09-222 min. skaitymo

Five things Mintos gets right

One of Europe's biggest loan marketplaces is also one of the few that is a licensed investment firm. Here is what that, and a few other choices, do for investors.

Skaityti

Vadovai2026-09-222 min. skaitymo

Five P2P platforms with a full investment firm licence

Mintos, Twino, Nectaro, Indemo and Debitum are supervised by Latvia's central bank and covered by an investor compensation scheme. Here is what that gives you.

Skaityti

Vadovai2026-09-222 min. skaitymo

Start small: five P2P platforms you can try with €10 or less

Quick sign-up, a low minimum and free deposits make it easy to test a platform before committing real money. Five that make getting started simple.

Skaityti

Vadovai2026-09-223 min. skaitymo

Loans backed by real assets: EstateGuru, LANDE and Digilo

Instead of a buyback promise, these three licensed platforms secure every loan on property, farmland or machinery. How that works and why many investors like it.

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Naujienos2026-09-222 min. skaitymo

PeerBerry now has a secondary market: how it works

For years PeerBerry investors could only wait for loans to repay. Since January 2026 they can sell — with no fees. Here are the rules and who benefits most.

Skaityti

Vadovai2026-09-152 min. skaitymo

The buyback guarantee is not a guarantee. Here is what it actually is.

Every second platform advertises a buyback guarantee. Almost none of them explain who is standing behind it — which is the only question that matters.

Skaityti

Vadovai2026-09-082 min. skaitymo

What an ECSPR licence actually protects you from — and what it doesn't

Regulated platforms now advertise their licence on every page. It is a real improvement. It is also routinely oversold.

Skaityti

Portfelis2026-08-282 min. skaitymo

Why we treat anything above 13% as a warning, not an opportunity

High yields are not free money that the market has overlooked. They are a price, and the thing being priced is the chance you do not get your capital back.

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