Digilo

Latvia · Nekilnojamasis turtas · Įkurta 2026

Mūsų įvertis

4,6

Vidutinė grąža

12,0%

reklamuojamas maksimumas

Preliminarus — platforma jaunesnė nei dvejų metų ir dar neturi reikšmingos istorijos.

Reguliavimas: ECSPR licence 27-10/2025/222 (Latvijas Banka, issued 16 Sep 2025)

3% grąža nuo to, ką investuojate per pirmąsias 60 dienas

Atidaryti Digilo sąskaitą Skaityti išsamią apžvalgą Žiūrėti premijos sąlygas

Partnerio nuoroda — galime gauti komisinį, tau be papildomų išlaidų. Tai neturi įtakos aukščiau pateiktam įverčiui.

Mūsų išvada

Digilo is a licensed platform with a sensible structure at a scale far too small to judge. Its operator, CSP Growth Solutions SIA, holds a real ECSP licence from Latvijas Banka, every loan must be secured on property with an independent appraisal, client money is held at Lemonway, investors pay no fees, and a statistics page is refreshed hourly. But since launching in April 2026 it has funded five projects, EUR 108,946 in total, and paid EUR 714 of interest (21 September 2026), so nothing yet shows how it handles a default. Part of the early book refinances loans from its own group's lender, and the company holding investors' security, CSP Assets SIA, belongs to the same group — the structure is the reason to look, the related parties are the reason to keep it small.

Skaityti visą mūsų Digilo apžvalgąReguliavimas, grąža, mokesčiai, rizikos ir mūsų verdiktas išsamiai (anglų kalba).

Kas veikia

ECSP licence No. 27-10/2025/222 from Latvijas Banka, dated 16 September 2025 and confirmed on the public register
Every loan must be secured on real estate with an independent appraisal; the loan in funding on 21 September 2026 showed a 37% LTV
No investor fees under the terms, and client money is held at Lemonway rather than by Digilo
Funded volume, projects, investors, interest paid and defaults are published and refreshed hourly

Kas neveikia

Related parties on both sides: some loans refinance the group's own lending, and the collateral agent is a group company rather than an independent trustee
No history: five loans since June 2026 and EUR 714 of interest paid, and an independent reviewer reports one project in arrears while the statistics page shows no defaults
No secondary market and no early exit, with loan terms of 12–36 months
The group's Latvijas Hipotēka business was fined EUR 50,000 by Latvia's consumer authority PTAC in 2019 over a reverse-lease product for consumers in distress

Kam tai tinka

Investors who want to follow a new, licensed property-lending platform with a small amount they can leave for three years, in loans whose LTV and ownership history they have checked.

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Kaip apskaičiuojamas šis įvertis

Reguliavimas30%7.5/10

Istorija25%2.0/10

Skaidrumas15%3.6/10

Likvidumas15%3.0/10

Diversifikacija10%4.5/10

Grąžos patikimumas5%7.7/10

Kiekviena dimensija vertinama nuo 0 iki 10 pagal dokumentuotus duomenis, tada dauginama iš savo svorio ir sudedama. Apvalinama tik pabaigoje.

Skaičius paimtas iš: digilo.co · 2026-09-19 · Advertised range 9-12%. Digilo's own statistics page reports a realised average of 10.86% — across five projects and EUR 109k funded, which is too small a sample to publish as an average.