Swaper
Estonia · Vartojimo · Įkurta 2016
Mūsų įvertis
Vidutinė grąža
14,0%
platformos vidurkis
Reguliavimas: Not licensed under ECSPR
Su šia platforma partnerystės neturime — tai paprasta nuoroda į jų svetainę.
Mūsų išvada
Swaper pays one of the highest rates in the sector and has paid it reliably for nine years, which is the whole case for it. The whole case against it is that you cannot see very much. It is wholly dependent on the Wandoo Finance group, group-level reporting is thinner than it should be for a platform underwriting these rates, and there is no licence and no secondary market. Our 14% figure is the loyalty rate for balances above €25,000; the base rate is lower.
Kas veikia
- Among the highest sustained rates available anywhere in European P2P
- Nine years of uninterrupted payments including through 2020 and 2022
- Very simple product — almost nothing to misconfigure
- Buyback has been honoured within 30 days consistently
Kas neveikia
- Single-group dependency on Wandoo Finance with limited public financials
- No ECSPR licence, no secondary market, no exit before maturity
- The advertised rate requires a €25,000 balance — most investors earn less
- Transparency is the weakest of any platform we score above 7
Kam tai tinka
Experienced investors taking a deliberate, small, high-yield position with full awareness that they cannot verify much of what sits underneath it.
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Skaičius paimtas iš: www.swaper.com · 2026-09-18 · Advertises up to 16%; uses a 14% average annualised rate in its own calculator
Sąlygų sekiklis
Kasdien iš naujo perskaitome viešas šios platformos sąlygas ir fiksuojame pakeitimus.
Panašios platformos
- Vidutinė grąža
- 6,0%
- Minimali investicija
- 1 €
- Vidutinė grąža
- 11,0%
- Minimali investicija
- 10 €
- Vidutinė grąža
- 14,0%
- Minimali investicija
- 10 €