Nectaro

Latvia · Vartojimo · Įkurta 2023

Mūsų įvertis

6,1

Vidutinė grąža

14,0%

reklamuojamas maksimumas

Reguliavimas: Investment firm licence 27-55/2023/3 (Latvijas Banka, 29 Mar 2023)

Atidaryti Nectaro sąskaitą Skaityti išsamią apžvalgą Ar yra promo kodas?

Partnerio nuoroda — galime gauti komisinį, tau be papildomų išlaidų. Tai neturi įtakos aukščiau pateiktam įverčiui.

Mūsų išvada

Nectaro has a stronger legal base than its age suggests: SIA Nectaro holds investment firm licence No. 27-55/2023/3 from Latvijas Banka, issued 29 March 2023, its Notes are issued under prospectuses approved by Latvijas Banka, its 2025 accounts were audited by BDO Assurance, and the Latvian compensation scheme covers 90% of losses up to €20,000 if Nectaro itself fails — not loan defaults. The credit risk underneath is narrow: every lending company belongs to the privately held Dyninno group, about two-thirds of the book is loans to group companies via Abele Finance, and the 60-day buyback and the parent guarantee come from the same group. The platform, launched in October 2023, lost €1.43 million in 2025 and relies on capital from its parent. Buying here is one bet on one private group.

Skaityti visą mūsų Nectaro apžvalgąReguliavimas, grąža, mokesčiai, rizikos ir mūsų verdiktas išsamiai (anglų kalba).

Kas veikia

Investment firm licence No. 27-55/2023/3 from Latvijas Banka since 29 March 2023, with segregation and capital rules
Notes issued under base prospectuses approved by Latvijas Banka, with a key information document that explains the risks plainly
2025 accounts audited by BDO Assurance with an unqualified opinion
No investor fees on the published price list, and EU/EEA private investors can have tax withheld at 5%

Kas neveikia

All lending companies are Dyninno group entities, and the Abele Finance programme lends only to group companies
The 60-day buyback and the parent guarantee both depend on Dyninno's finances, so they are only as strong as that group
Loss-making platform: net loss of €1.43 million in 2025, covered by capital from the parent
No secondary market — Notes can only be transferred to another user you find — and the private parent and lenders publish no accounts on Nectaro's site