Swaper
Estonia · Patēriņa · Dibināta 2016
Mūsu vērtējums
Vidējā peļņa
14,0%
platformas vidējais
Regulējums: Not licensed under ECSPR
Ar šo platformu mums nav partnerattiecību — šī ir parasta saite uz viņu pašu vietni.
Mūsu secinājums
Swaper pays one of the highest rates in the sector and has paid it reliably for nine years, which is the whole case for it. The whole case against it is that you cannot see very much. It is wholly dependent on the Wandoo Finance group, group-level reporting is thinner than it should be for a platform underwriting these rates, and there is no licence and no secondary market. Our 14% figure is the loyalty rate for balances above €25,000; the base rate is lower.
Kas darbojas
- Among the highest sustained rates available anywhere in European P2P
- Nine years of uninterrupted payments including through 2020 and 2022
- Very simple product — almost nothing to misconfigure
- Buyback has been honoured within 30 days consistently
Kas nedarbojas
- Single-group dependency on Wandoo Finance with limited public financials
- No ECSPR licence, no secondary market, no exit before maturity
- The advertised rate requires a €25,000 balance — most investors earn less
- Transparency is the weakest of any platform we score above 7
Kam tas piemērots
Experienced investors taking a deliberate, small, high-yield position with full awareness that they cannot verify much of what sits underneath it.
Kā veidojas vērtējums
Kā tiek aprēķināts šis vērtējumsKatra dimensija tiek novērtēta no 0 līdz 10 pēc dokumentētiem ievaddatiem, tad reizināta ar savu svaru un saskaitīta. Noapaļo tikai beigās.
Skaitlis ņemts no: www.swaper.com · 2026. g. 18. sept. · Advertises up to 16%; uses a 14% average annualised rate in its own calculator
Noteikumu izsekotājs
Mēs katru dienu no jauna izlasām šīs platformas publiskos noteikumus un reģistrējam izmaiņas.
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