Blogs

Noteikumu izmaiņas, likmju kustība, platformu ziņas un reizumis kāda rūpīga analīze.

Ceļveži2026. g. 26. okt.6 min lasīšanas

P2P aizdevumu komisiju salīdzinājums: ko iekasē septiņas mūsu augstāk novērtētās licencētās platformas

Iemaksas, ieguldīšana, izmaksas, pārdošana pirms termiņa un neizmantota nauda: ko Lande, Debitum, Nectaro, Indemo, Twino, Mintos un EstateGuru iekasē no ieguldītājiem un kur slēpjas komisijas.

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Ceļveži2026. g. 20. okt.8 min lasīšanas

Labākās P2P platformas Eiropā 2026. gadā: septiņas augstāk novērtētās

Lielākā daļa sarakstu ierindo P2P platformas pēc procentu likmes. Mēs tās ierindojam pēc tā, cik iespējams, ka atgūsiet savu naudu. Septiņas no 25 mūsu vērtētajām saņem 6 vai vairāk: lūk, ko katra dara vislabāk un kam tā der.

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Ceļveži2026. g. 19. okt.5 min lasīšanas

Mintos alternatīvas: četras licencētas platformas atkarībā no tā, ko meklējat

Mintos ir mūsu vietnē augstāk novērtētā platforma. Ja meklējat aizdevumus uzņēmumiem, nekustamo īpašumu, lauksaimniecības zemi vai otru platformu diversifikācijai, šīs četras licencētās platformas katra izceļas ar kaut ko.

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Ceļveži2026. g. 7. okt.5 min lasīšanas

Lande vs EstateGuru: farmland or property loans?

Two licensed Baltic platforms that both lend against real collateral. How Lande's farm loans and EstateGuru's property loans compare on security, fees, getting out early and what happens when a loan goes wrong.

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Ceļveži2026. g. 7. okt.6 min lasīšanas

Investing in P2P through your company: which platforms accept a GmbH, and when it pays off

Seven platforms open accounts for companies. Here's what they ask for, how interest is taxed in a German GmbH compared with privately, and when keeping the money in the company makes sense.

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Ceļveži2026. g. 7. okt.6 min lasīšanas

Alternatives to Bondora Go & Grow: four good options, depending on what you want

Go & Grow earns its popularity: one balance, a flat €1 withdrawal and up to 6% a year. If you'd like something it doesn't offer, these four platforms each do one thing particularly well.

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Analīzes2026. g. 22. sept.2 min lasīšanas

Five things Mintos gets right

One of Europe's biggest loan marketplaces is also one of the few that is a licensed investment firm. Here is what that, and a few other choices, do for investors.

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Ceļveži2026. g. 22. sept.2 min lasīšanas

Five P2P platforms with a full investment firm licence

Mintos, Twino, Nectaro, Indemo and Debitum are supervised by Latvia's central bank and covered by an investor compensation scheme. Here is what that gives you.

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Ceļveži2026. g. 22. sept.2 min lasīšanas

Start small: five P2P platforms you can try with €10 or less

Quick sign-up, a low minimum and free deposits make it easy to test a platform before committing real money. Five that make getting started simple.

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Ceļveži2026. g. 22. sept.3 min lasīšanas

Loans backed by real assets: EstateGuru, LANDE and Digilo

Instead of a buyback promise, these three licensed platforms secure every loan on property, farmland or machinery. How that works and why many investors like it.

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Ziņas2026. g. 22. sept.2 min lasīšanas

PeerBerry now has a secondary market: how it works

For years PeerBerry investors could only wait for loans to repay. Since January 2026 they can sell — with no fees. Here are the rules and who benefits most.

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Ceļveži2026. g. 15. sept.2 min lasīšanas

The buyback guarantee is not a guarantee. Here is what it actually is.

Every second platform advertises a buyback guarantee. Almost none of them explain who is standing behind it — which is the only question that matters.

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Ceļveži2026. g. 8. sept.2 min lasīšanas

What an ECSPR licence actually protects you from — and what it doesn't

Regulated platforms now advertise their licence on every page. It is a real improvement. It is also routinely oversold.

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Portfelis2026. g. 28. aug.2 min lasīšanas

Why we treat anything above 13% as a warning, not an opportunity

High yields are not free money that the market has overlooked. They are a price, and the thing being priced is the chance you do not get your capital back.

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