PeerBerry
Croatia · Consumer · Founded 2017
Our score
Average return
11.0%
platform average
Regulation: Not licensed under ECSPR
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Our verdict
PeerBerry has one of the better repayment records among unlicensed loan platforms: after February 2022 its Aventus and Gofingo partners repaid €51.4 million of war-affected Russian and Ukrainian loans, including interest, by 16 December 2024. That record, though, is the record of one group — Aventus founded PeerBerry, its CEO owns half of it, and its companies give most of the buybacks and the group guarantee. Peerberry d.o.o. holds no crowdfunding or investment firm licence, runs investor money through its own bank account and publishes unaudited accounts showing €2,640 of share capital. The loan book has also shifted: two Vilnius property developers without the group guarantee, SIBgroup and Lithome, are now the largest exposures.
Read our full PeerBerry reviewRegulation, returns, fees, risks and our verdict — in depth.What works
- Aventus and Gofingo partners repaid €51.4 million of war-affected loans, including interest, by 16 December 2024
- No investor fees for depositing, investing, withdrawing or using the secondary market
- Group guarantee: Aventus and Gofingo companies have agreed to cover the obligations of an insolvent group lender
- Secondary market since 15 January 2026, and a €10 minimum per loan
What doesn't
- No ECSPR, MiFID or payment licence and no compensation scheme; the licensed sister platform is Crowdpear, a separate company
- One group on both sides: Aventus's CEO owns 50% of PeerBerry, and Aventus companies give most of the buybacks and the group guarantee
- SIBgroup (€43.65m) and Lithome (€17.41m) are the largest originators and carry no group guarantee
- Unaudited platform accounts, and the secondary market allows no sale before 180 days, with no published liquidity data
Who this is for
Investors who accept one group's credit risk in exchange for a documented repayment record, keep the allocation small, and set Auto Invest deliberately.
How the score breaks down
How this score is calculatedEach dimension is scored 0–10 from documented inputs, then multiplied by its weight and summed. Nothing is rounded until the end.
Figure taken from: peerberry.com · Sep 18, 2026 · €3.54bn total invested; 122,895 investors; 60-day buyback
Terms & conditions tracker
We re-read the public terms of this platform every day and log what changed.
