P2P bonuses and promo codes
What you get on top of the interest when you open an account through one of our links. The conditions are here in full, including the ones that decide whether you keep the money.
How it works
- 1
Pick a platform — the review tells you whether it is worth your money in the first place.
- 2
Open the account through the link on its bonus page. There is no code to type in.
- 3
Deposit and invest inside the window. Money left sitting in the account usually does not count.
Go to a platform directly and there is no cashback. These offers are paid out of the platforms' own referral programmes, which only trigger when someone arrives through a partner link — same account, same interest rates, no extra cost to you.
Platforms with an offer
7.0/10Lande
Checked September 23, 2026
- 3% cashback on what you invest in your first 30 days
Counted over your first 30 days
6.1/10Twino
Checked September 23, 2026
- By term:
- 2% cashback on 12-month notes
- 1% cashback on 6-month notes
- 0.5% cashback on 3-month notes
4.6/10Digilo
Checked September 23, 2026
- 3% cashback on what you invest in your first 60 days
Counted over your first 60 days
6.9/10Debitum
Checked September 23, 2026
- 1% cashback on what you invest in your first 30 days
Counted over your first 30 days · The account has to be opened through a partner link
2.9/10Asterra Estate
Checked September 23, 2026
- 1% cashback on what you invest in your first 90 days
Counted over your first 90 days · The account has to be opened through a partner link
4.8/10Esketit
Checked September 23, 2026
- 0.5% cashback on what you invest in your first 90 days
Counted over your first 90 days · The account has to be opened through a partner link
5.9/10Afranga
Checked September 23, 2026
- 0.5% cashback on money you deposit and invest in your first 90 days
Counted over your first 90 days · No upper limit and no minimum investment · Money left sitting uninvested does not count · Paid into your wallet on day 91
5.8/10Lendermarket
Checked September 23, 2026
- 1.5% cashback on your net invested funds over 90 days
Counted over the 90 days after your account is verified · Paid within 5 business days of the period ending
3.4/108lends
Checked September 23, 2026
- 30 USDC welcome bonus
- An extra 6% yield paid in 8LNDS tokens on each investment
- 6% referral bonus when someone you invite invests
Paid after you register and make your first investment · Paid in crypto tokens, not euros
2.6/107Harvests
Checked September 23, 2026
- €21 starter bonus, in 3 steps of €7
Earned in steps: registration, identity check, first investment
5.4/10Bondora
Checked September 23, 2026
- €5 welcome bonus
Deposit at least €50 within 30 days · Locked for 30 days · Kept only if your balance is at least €55 afterwards
4.7/10Monefit SmartSaver
Checked September 23, 2026
- 0.25% cashback on your net transfers in your first 90 days
Counted over your first 90 days · Added automatically after each transfer · Locked for 90 days
Worth saying out loud
A bonus is a one-off payment of a few percent. The platform you put it on decides whether you keep your capital. A 3% cashback on a platform that loses 8% of your money in a bad year is not a good trade, so read the review before the offer.
Platforms with no offer
These run no bonus we can pass on. The pages say so plainly rather than sending you looking for a code that does not exist.
These are partner links. We earn a commission when you open an account, at no cost to you, and it does not change our scores.