Terms changes, rate moves, platform news and the occasional post-mortem.
Deposits, investing, withdrawals, selling early and idle cash: what Lande, Debitum, Nectaro, Indemo, Twino, Mintos and EstateGuru charge investors, and where the fees hide.
Most lists rank P2P platforms by interest rate. We rank them by how likely you are to get your money back. Seven of the 25 we cover score 6 or more — here is what each does best and who it suits.
Mintos is our highest-scored platform. If you'd like business loans, property, farmland or a second platform to spread your money, these four licensed platforms each do one thing particularly well.
Two licensed Baltic platforms that both lend against real collateral. How Lande's farm loans and EstateGuru's property loans compare on security, fees, getting out early and what happens when a loan goes wrong.
Seven platforms open accounts for companies. Here's what they ask for, how interest is taxed in a German GmbH compared with privately, and when keeping the money in the company makes sense.
Go & Grow earns its popularity: one balance, a flat €1 withdrawal and up to 6% a year. If you'd like something it doesn't offer, these four platforms each do one thing particularly well.
One of Europe's biggest loan marketplaces is also one of the few that is a licensed investment firm. Here is what that, and a few other choices, do for investors.
Mintos, Twino, Nectaro, Indemo and Debitum are supervised by Latvia's central bank and covered by an investor compensation scheme. Here is what that gives you.
Quick sign-up, a low minimum and free deposits make it easy to test a platform before committing real money. Five that make getting started simple.
Instead of a buyback promise, these three licensed platforms secure every loan on property, farmland or machinery. How that works and why many investors like it.
For years PeerBerry investors could only wait for loans to repay. Since January 2026 they can sell — with no fees. Here are the rules and who benefits most.
Every second platform advertises a buyback guarantee. Almost none of them explain who is standing behind it — which is the only question that matters.
Regulated platforms now advertise their licence on every page. It is a real improvement. It is also routinely oversold.
High yields are not free money that the market has overlooked. They are a price, and the thing being priced is the chance you do not get your capital back.
