Ir al contenido

Esta página se ha traducido automáticamente del inglés. La versión inglesa es la que prevalece; avísanos si algo suena mal.

Blog

Cambios en las condiciones, movimientos de tipos, noticias de plataformas y alguna que otra autopsia.

Guías20 oct 202610 min de lectura

Las mejores plataformas P2P de Europa en 2026: las siete mejor valoradas

La mayoría de las listas ordenan las plataformas P2P por tipo de interés. Nosotros las ordenamos por la probabilidad de recuperar tu dinero. Siete de las 25 que analizamos obtienen 6 o más: esto es lo que cada una hace mejor y para quién encaja.

Leer
Guías19 oct 20266 min de lectura

Alternativas a Mintos: cuatro plataformas con licencia, según lo que busques

Mintos es la plataforma con mejor puntuación en nuestra web. Si buscas préstamos a empresas, inmuebles, tierras agrícolas o una segunda plataforma para diversificar, estas cuatro plataformas con licencia destacan cada una en algo.

Leer
Guías7 oct 20265 min de lectura

Lande vs EstateGuru: farmland or property loans?

Two licensed Baltic platforms that both lend against real collateral. How Lande's farm loans and EstateGuru's property loans compare on security, fees, getting out early and what happens when a loan goes wrong.

Leer
Guías7 oct 20266 min de lectura

Investing in P2P through your company: which platforms accept a GmbH, and when it pays off

Seven platforms open accounts for companies. Here's what they ask for, how interest is taxed in a German GmbH compared with privately, and when keeping the money in the company makes sense.

Leer
Guías7 oct 20266 min de lectura

Alternatives to Bondora Go & Grow: four good options, depending on what you want

Go & Grow earns its popularity: one balance, a flat €1 withdrawal and up to 6% a year. If you'd like something it doesn't offer, these four platforms each do one thing particularly well.

Leer
Análisis22 sept 20262 min de lectura

Five things Mintos gets right

One of Europe's biggest loan marketplaces is also one of the few that is a licensed investment firm. Here is what that, and a few other choices, do for investors.

Leer
Guías22 sept 20262 min de lectura

Five P2P platforms with a full investment firm licence

Mintos, Twino, Nectaro, Indemo and Debitum are supervised by Latvia's central bank and covered by an investor compensation scheme. Here is what that gives you.

Leer
Guías22 sept 20262 min de lectura

Start small: five P2P platforms you can try with €10 or less

Quick sign-up, a low minimum and free deposits make it easy to test a platform before committing real money. Five that make getting started simple.

Leer
Guías22 sept 20263 min de lectura

Loans backed by real assets: EstateGuru, LANDE and Digilo

Instead of a buyback promise, these three licensed platforms secure every loan on property, farmland or machinery. How that works and why many investors like it.

Leer
Noticias22 sept 20262 min de lectura

PeerBerry now has a secondary market: how it works

For years PeerBerry investors could only wait for loans to repay. Since January 2026 they can sell — with no fees. Here are the rules and who benefits most.

Leer
Guías15 sept 20262 min de lectura

The buyback guarantee is not a guarantee. Here is what it actually is.

Every second platform advertises a buyback guarantee. Almost none of them explain who is standing behind it — which is the only question that matters.

Leer
Guías8 sept 20262 min de lectura

What an ECSPR licence actually protects you from — and what it doesn't

Regulated platforms now advertise their licence on every page. It is a real improvement. It is also routinely oversold.

Leer
Cartera28 ago 20262 min de lectura

Why we treat anything above 13% as a warning, not an opportunity

High yields are not free money that the market has overlooked. They are a price, and the thing being priced is the chance you do not get your capital back.

Leer