Asterra Estate

Estonia · Inmobiliario · Fundada 2025

Nuestra nota

2,9

Rentabilidad media

15,49%

media de la plataforma

Provisional — la plataforma tiene menos de dos años y aún no tiene trayectoria significativa.

Regulación: No licence. Asterra's own risk page states the loans are not overseen by any financial supervisory authority

1 % de cashback sobre lo que invierta en sus primeros 90 días

Abrir una cuenta en Asterra Estate Leer el análisis completo Ver las condiciones del bono

Enlace de afiliado — podemos recibir una comisión sin coste adicional para ti. No afecta a la nota anterior.

Nuestro veredicto

Asterra Estate funds one residential development, Asteres Village in Ādaži, Latvia, controlled by the platform's own owner, Edgars Putnis. The project is visibly being built, Industra Bank agreed in April 2026 to refinance finished homes, and Asterra says the owner has put EUR 1.4 million of his own money in. But the Estonian company you lend to has EUR 10 of share capital, reported a EUR 312,036 loss for 2025 in a late, unaudited filing, and changed its loan terms in May–June 2026 to add qualified subordination: lenders are paid only after all ordinary creditors, and nothing if assets fall short. It runs on the same White Label Solution software as Ventus Energy, which BaFin ordered in May 2026 to wind down unauthorised deposit business.

Leer nuestra reseña completa de Asterra EstateRegulación, rentabilidad, comisiones, riesgos y nuestro veredicto, en detalle (en inglés).

Lo que funciona

Asterra says the owner has put over EUR 1.4 million into land and development and contributes at least 10% equity to each project
A visible, progressing project: stage 1 infrastructure is complete and 11 homes are built
Industra Bank's April 2026 refinancing agreement brings outside money that repays or moves lenders when homes are finished
Monthly performance reports, and a risk statement that says plainly that lenders may receive nothing and bear the risk of total loss

Lo que no

Since the May–June 2026 change your claim is subordinated: paid only if the borrower's assets exceed all non-subordinated liabilities, and treated as economic equity
No licence, no supervision and no compensation scheme; the contracting company has EUR 10 of share capital and lost EUR 312,036 in 2025
One project and one owner who controls the platform, the borrower and the entity said to hold the collateral — no diversification of any kind
No secondary market, early exit depends on new lenders funding the same project, and rates, minimum and loan-to-value are visible only after login

Para quién es

Only for investors who have checked Asteres Village themselves, accept subordinated terms with a EUR 10 company, and keep a position small enough to lose in full.

Desglose de la nota

Cómo se calcula esta puntuación

Regulación30%2.5/10

Trayectoria25%3.4/10

Transparencia15%2.0/10

Liquidez15%3.0/10

Diversificación10%3.5/10

Rendimiento plausible5%3.6/10

Cada dimensión se puntúa de 0 a 10 a partir de datos documentados, luego se multiplica por su peso y se suma. No se redondea hasta el final.

Cifra tomada de: asterra.estate · 21 sept 2026 · 15.49% average interest rate reported in Asterra's August 2026 operations overview. A contracted rate, not a return after losses.