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Hive5

Croatia · Consumo · Fundada 2022

Nuestra nota

4,6

Rentabilidad media

14,4%

media de la plataforma

Regulación: ECSPR application pending

No tenemos acuerdo con esta plataforma: es un enlace normal a su propia web.

Nuestro veredicto

Hive5 pays some of the highest rates on the market and has, so far, paid them on time. That is roughly all the evidence there is. Founded in 2022, it has not operated through a downturn, its originators are closely tied to the founding group, and the ECSPR application is still pending. None of that makes it bad — it makes it unproven, which for a platform paying 13%+ is the material fact. Treat the rate as compensation for uncertainty, not as a free lunch.

Lo que funciona

  • Rates at the very top of the market with no deposit minimum worth worrying about
  • Payments and buybacks have been on time throughout its short life
  • Clean, modern interface and fast onboarding
  • Loyalty bonuses are straightforward rather than buried in conditions

Lo que no

  • Founded 2022 — no track record through any credit downturn
  • ECSPR licence not yet granted
  • Originators closely connected to the founding group
  • No secondary market and limited independent verification of the loan book

Para quién es

Investors deliberately allocating a small, losable amount to an unproven high-yield platform. Not a place for core capital.

Regulación30%4.5/10
Trayectoria25%5.2/10
Transparencia15%3.6/10
Liquidez15%5.0/10
Diversificación10%4.5/10
Rendimiento plausible5%4.9/10

Cada dimensión se puntúa de 0 a 10 a partir de datos documentados, luego se multiplica por su peso y se suma. No se redondea hasta el final.

Cifra tomada de: hive5.com · 19 sept 2026 · 14.4% average interest, read from the homepage. The old hive5.finance domain no longer resolves; the platform is Hive5 marketplace d.o.o., Croatia.

Seguimiento de condiciones

Releemos las condiciones públicas de esta plataforma cada día y registramos lo que cambia.

Sin cambios registrados en los últimos 90 días.

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