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Robocash

Croatia · Consumo · Fundada 2017

Nuestra nota

4,8

Rentabilidad media

9,9%

media de la plataforma

Regulación: Not licensed under ECSPR

No tenemos acuerdo con esta plataforma: es un enlace normal a su propia web.

Nuestro veredicto

Robocash has never missed a buyback, which after eight years is not a small claim. It is also a fully vertically integrated group — Robocash lends its own money through its own originators on its own platform — and that cuts both ways. Execution is reliable because there is no third party to fail. But there is also no third party, which means every layer of your risk traces back to one balance sheet in a group with meaningful Asian consumer-lending exposure.

Lo que funciona

  • Eight years without a single missed or delayed buyback
  • Fully automated: set the strategy once and it runs without attention
  • €1 minimum — the lowest barrier to a real test in the sector
  • Group publishes audited financial statements

Lo que no

  • Total vertical integration means zero diversification of counterparty risk
  • No ECSPR licence and no secondary market
  • Significant exposure to short-term high-rate consumer lending in emerging Asian markets
  • Loan-level transparency is weaker than on marketplace platforms

Para quién es

Hands-off investors who want automation and a long clean record, and who understand they are effectively taking a credit position on one corporate group.

Regulación30%2.5/10
Trayectoria25%6.6/10
Transparencia15%5.2/10
Liquidez15%5.0/10
Diversificación10%3.5/10
Rendimiento plausible5%10.0/10

Cada dimensión se puntúa de 0 a 10 a partir de datos documentados, luego se multiplica por su peso y se suma. No se redondea hasta el final.

Cifra tomada de: robo.cash · 18 sept 2026 · €1.38bn invested; 40,000+ investors; 30-day buyback

Seguimiento de condiciones

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Sin cambios registrados en los últimos 90 días.

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