Lendermarket

Ireland · Vartojimo · Įkurta 2019

Mūsų įvertis

5,8

Vidutinė grąža

13,46%

platformos vidurkis

Reguliavimas: ECSPR licence C513967 (Central Bank of Ireland, 17 Dec 2024)

1,5% grąža nuo jūsų grynųjų investuotų lėšų per 90 dienas

Atidaryti Lendermarket sąskaitą Skaityti išsamią apžvalgą Žiūrėti premijos sąlygas

Partnerio nuoroda — galime gauti komisinį, tau be papildomų išlaidų. Tai neturi įtakos aukščiau pateiktam įverčiui.

Mūsų išvada

Lendermarket holds a crowdfunding licence from the Central Bank of Ireland (since 17 December 2024) and has grown from three active lenders in 2025 to nine in 2026, but its largest and longest-standing lender, Creditstar Group, shares its owner, SA Financial Investments OÜ. Between 2022 and 2024 Creditstar repayments sat in pending payments for long periods — independent coverage reports waits of up to 720 days — before Lendermarket reportedly announced them settled in October 2025. The operator itself lost EUR 1.12 million in 2025, and its auditor reported a material going-concern uncertainty, with continuation depending on support from group companies. The licence is real, but it does not cover the separate Claims Assignment Service, and it does not protect against the related-party risk that matters most here.

Skaityti visą mūsų Lendermarket apžvalgąReguliavimas, grąža, mokesčiai, rizikos ir mūsų verdiktas išsamiai (anglų kalba).

Kas veikia

Crowdfunding service provider authorisation from the Central Bank of Ireland since 17 December 2024 (ref. C513967)
Nine lenders listed in 2026, up from three active in 2025
No purchase, management or deposit fees, and a EUR 10 minimum per loan
Creditstar Group, the main lender, reported a EUR 13.5 million net profit for 2025, audited by KPMG Baltics

Kas neveikia

Related-party lender: Lendermarket and Creditstar Group are both owned by SA Financial Investments OÜ, so the platform is rating and chasing its own sister company
Creditstar pending payments built up between 2022 and 2024 and were reported settled only in October 2025; up to six 30-day extensions can still delay the buyback
The operator lost EUR 1.12 million in 2025 and its auditor reported a material uncertainty on going concern
No secondary market, a 3.5% fee to exit Auto Invest FLEX early, and the Claims Assignment Service sits outside the licence and its protections

Kam tai tinka

Investors who have read the Creditstar pending-payment history, spread money across lenders, and keep Lendermarket a small, deliberate position rather than a core holding.

Kaip susidaro įvertis

Kaip apskaičiuojamas šis įvertis

Reguliavimas30%7.5/10

Istorija25%5.2/10

Skaidrumas15%5.2/10

Likvidumas15%5.0/10

Diversifikacija10%4.5/10

Grąžos patikimumas5%6.0/10

Kiekviena dimensija vertinama nuo 0 iki 10 pagal dokumentuotus duomenis, tada dauginama iš savo svorio ir sudedama. Apvalinama tik pabaigoje.

Skaičius paimtas iš: lendermarket.com · 2026-09-18 · 13.46% weighted average interest rate; 27,000+ investors; regulated by the Central Bank of Ireland