Robocash
Croatia · Consumo · Fundada 2017
A nossa nota
Retorno médio
9,9%
média da plataforma
Regulação: Not licensed under ECSPR
Não temos parceria com esta plataforma — é uma ligação normal para o site deles.
O nosso veredicto
Robocash has never missed a buyback, which after eight years is not a small claim. It is also a fully vertically integrated group — Robocash lends its own money through its own originators on its own platform — and that cuts both ways. Execution is reliable because there is no third party to fail. But there is also no third party, which means every layer of your risk traces back to one balance sheet in a group with meaningful Asian consumer-lending exposure.
O que funciona
- Eight years without a single missed or delayed buyback
- Fully automated: set the strategy once and it runs without attention
- €1 minimum — the lowest barrier to a real test in the sector
- Group publishes audited financial statements
O que não funciona
- Total vertical integration means zero diversification of counterparty risk
- No ECSPR licence and no secondary market
- Significant exposure to short-term high-rate consumer lending in emerging Asian markets
- Loan-level transparency is weaker than on marketplace platforms
Para quem é
Hands-off investors who want automation and a long clean record, and who understand they are effectively taking a credit position on one corporate group.
Como se decompõe a nota
Como esta pontuação é calculadaCada dimensão é pontuada de 0 a 10 a partir de dados documentados, depois multiplicada pelo seu peso e somada. Só se arredonda no fim.
Número retirado de: robo.cash · 18 de set. de 2026 · €1.38bn invested; 40,000+ investors; 30-day buyback
Monitorização das condições
Relemos diariamente as condições públicas desta plataforma e registamos o que muda.
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