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Alterações às condições, movimentos de taxas, notícias das plataformas e uma ou outra autópsia.

Guias26 de out. de 20268 min de leitura

Comissões do crowdlending comparadas: o que cobram as sete plataformas licenciadas com melhor pontuação

Depósitos, investimento, levantamentos, venda antecipada e dinheiro parado: o que a Lande, a Debitum, a Nectaro, a Indemo, a Twino, a Mintos e a EstateGuru cobram aos investidores, e onde se escondem as comissões.

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Guias20 de out. de 202610 min de leitura

As melhores plataformas P2P da Europa em 2026: as sete mais bem avaliadas

A maioria das listas ordena as plataformas P2P pela taxa de juro. Nós ordenamo-las pela probabilidade de recuperar o seu dinheiro. Sete das 25 que analisamos têm 6 ou mais: eis o que cada uma faz melhor e a quem se adequa.

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Guias19 de out. de 20266 min de leitura

Alternativas à Mintos: quatro plataformas licenciadas, consoante o que procura

A Mintos é a plataforma com a pontuação mais alta no nosso site. Se procura empréstimos a empresas, imobiliário, terrenos agrícolas ou uma segunda plataforma para diversificar, estas quatro plataformas licenciadas destacam-se cada uma numa coisa.

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Guias7 de out. de 20265 min de leitura

Lande vs EstateGuru: farmland or property loans?

Two licensed Baltic platforms that both lend against real collateral. How Lande's farm loans and EstateGuru's property loans compare on security, fees, getting out early and what happens when a loan goes wrong.

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Guias7 de out. de 20266 min de leitura

Investing in P2P through your company: which platforms accept a GmbH, and when it pays off

Seven platforms open accounts for companies. Here's what they ask for, how interest is taxed in a German GmbH compared with privately, and when keeping the money in the company makes sense.

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Guias7 de out. de 20266 min de leitura

Alternatives to Bondora Go & Grow: four good options, depending on what you want

Go & Grow earns its popularity: one balance, a flat €1 withdrawal and up to 6% a year. If you'd like something it doesn't offer, these four platforms each do one thing particularly well.

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Análises22 de set. de 20262 min de leitura

Five things Mintos gets right

One of Europe's biggest loan marketplaces is also one of the few that is a licensed investment firm. Here is what that, and a few other choices, do for investors.

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Guias22 de set. de 20262 min de leitura

Five P2P platforms with a full investment firm licence

Mintos, Twino, Nectaro, Indemo and Debitum are supervised by Latvia's central bank and covered by an investor compensation scheme. Here is what that gives you.

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Guias22 de set. de 20262 min de leitura

Start small: five P2P platforms you can try with €10 or less

Quick sign-up, a low minimum and free deposits make it easy to test a platform before committing real money. Five that make getting started simple.

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Guias22 de set. de 20263 min de leitura

Loans backed by real assets: EstateGuru, LANDE and Digilo

Instead of a buyback promise, these three licensed platforms secure every loan on property, farmland or machinery. How that works and why many investors like it.

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Notícias22 de set. de 20262 min de leitura

PeerBerry now has a secondary market: how it works

For years PeerBerry investors could only wait for loans to repay. Since January 2026 they can sell — with no fees. Here are the rules and who benefits most.

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Guias15 de set. de 20262 min de leitura

The buyback guarantee is not a guarantee. Here is what it actually is.

Every second platform advertises a buyback guarantee. Almost none of them explain who is standing behind it — which is the only question that matters.

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Guias8 de set. de 20262 min de leitura

What an ECSPR licence actually protects you from — and what it doesn't

Regulated platforms now advertise their licence on every page. It is a real improvement. It is also routinely oversold.

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Carteira28 de ago. de 20262 min de leitura

Why we treat anything above 13% as a warning, not an opportunity

High yields are not free money that the market has overlooked. They are a price, and the thing being priced is the chance you do not get your capital back.

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