Blog

Changements de conditions, variations de taux, actualité des plateformes et, à l'occasion, une autopsie.

Guides26 oct. 20268 min de lecture

Frais du prêt participatif comparés : ce que facturent les sept plateformes agréées les mieux notées

Dépôts, investissement, retraits, vente anticipée et argent inactif : ce que Lande, Debitum, Nectaro, Indemo, Twino, Mintos et EstateGuru facturent aux investisseurs, et où se cachent les frais.

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Guides20 oct. 202610 min de lecture

Les meilleures plateformes P2P d'Europe en 2026 : les sept mieux notées

La plupart des classements trient les plateformes P2P par taux d'intérêt. Nous les classons selon la probabilité de récupérer votre argent. Sept des 25 que nous évaluons obtiennent 6 ou plus : voici ce que chacune fait le mieux et à qui elle convient.

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Guides19 oct. 20266 min de lecture

Alternatives à Mintos : quatre plateformes agréées, selon ce que vous cherchez

Mintos est la plateforme la mieux notée de notre site. Si vous cherchez des prêts aux entreprises, de l'immobilier, des terres agricoles ou une deuxième plateforme pour diversifier, ces quatre plateformes agréées excellent chacune dans un domaine.

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Guides7 oct. 20265 min de lecture

Lande vs EstateGuru: farmland or property loans?

Two licensed Baltic platforms that both lend against real collateral. How Lande's farm loans and EstateGuru's property loans compare on security, fees, getting out early and what happens when a loan goes wrong.

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Guides7 oct. 20266 min de lecture

Investing in P2P through your company: which platforms accept a GmbH, and when it pays off

Seven platforms open accounts for companies. Here's what they ask for, how interest is taxed in a German GmbH compared with privately, and when keeping the money in the company makes sense.

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Guides7 oct. 20266 min de lecture

Alternatives to Bondora Go & Grow: four good options, depending on what you want

Go & Grow earns its popularity: one balance, a flat €1 withdrawal and up to 6% a year. If you'd like something it doesn't offer, these four platforms each do one thing particularly well.

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Analyses22 sept. 20262 min de lecture

Five things Mintos gets right

One of Europe's biggest loan marketplaces is also one of the few that is a licensed investment firm. Here is what that, and a few other choices, do for investors.

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Guides22 sept. 20262 min de lecture

Five P2P platforms with a full investment firm licence

Mintos, Twino, Nectaro, Indemo and Debitum are supervised by Latvia's central bank and covered by an investor compensation scheme. Here is what that gives you.

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Guides22 sept. 20262 min de lecture

Start small: five P2P platforms you can try with €10 or less

Quick sign-up, a low minimum and free deposits make it easy to test a platform before committing real money. Five that make getting started simple.

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Guides22 sept. 20263 min de lecture

Loans backed by real assets: EstateGuru, LANDE and Digilo

Instead of a buyback promise, these three licensed platforms secure every loan on property, farmland or machinery. How that works and why many investors like it.

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Actualités22 sept. 20262 min de lecture

PeerBerry now has a secondary market: how it works

For years PeerBerry investors could only wait for loans to repay. Since January 2026 they can sell — with no fees. Here are the rules and who benefits most.

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Guides15 sept. 20262 min de lecture

The buyback guarantee is not a guarantee. Here is what it actually is.

Every second platform advertises a buyback guarantee. Almost none of them explain who is standing behind it — which is the only question that matters.

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Guides8 sept. 20262 min de lecture

What an ECSPR licence actually protects you from — and what it doesn't

Regulated platforms now advertise their licence on every page. It is a real improvement. It is also routinely oversold.

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Portefeuille28 août 20262 min de lecture

Why we treat anything above 13% as a warning, not an opportunity

High yields are not free money that the market has overlooked. They are a price, and the thing being priced is the chance you do not get your capital back.

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