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PeerBerry

Croatia · Consommation · Créée en 2017

Notre score

5,0

Rendement moyen

11,0%

moyenne de la plateforme

Régulation: Not licensed under ECSPR

Lien partenaire — nous pouvons percevoir une commission, sans coût supplémentaire pour vous. Cela n'influence pas le score ci-dessus.

Notre verdict

PeerBerry has one of the better repayment records among unlicensed loan platforms: after February 2022 its Aventus and Gofingo partners repaid €51.4 million of war-affected Russian and Ukrainian loans, including interest, by 16 December 2024. That record, though, is the record of one group — Aventus founded PeerBerry, its CEO owns half of it, and its companies give most of the buybacks and the group guarantee. Peerberry d.o.o. holds no crowdfunding or investment firm licence, runs investor money through its own bank account and publishes unaudited accounts showing €2,640 of share capital. The loan book has also shifted: two Vilnius property developers without the group guarantee, SIBgroup and Lithome, are now the largest exposures.

Lire notre avis complet sur PeerBerryRégulation, rendements, frais, risques et notre verdict, en détail (en anglais).

Ce qui fonctionne

  • Aventus and Gofingo partners repaid €51.4 million of war-affected loans, including interest, by 16 December 2024
  • No investor fees for depositing, investing, withdrawing or using the secondary market
  • Group guarantee: Aventus and Gofingo companies have agreed to cover the obligations of an insolvent group lender
  • Secondary market since 15 January 2026, and a €10 minimum per loan

Ce qui ne fonctionne pas

  • No ECSPR, MiFID or payment licence and no compensation scheme; the licensed sister platform is Crowdpear, a separate company
  • One group on both sides: Aventus's CEO owns 50% of PeerBerry, and Aventus companies give most of the buybacks and the group guarantee
  • SIBgroup (€43.65m) and Lithome (€17.41m) are the largest originators and carry no group guarantee
  • Unaudited platform accounts, and the secondary market allows no sale before 180 days, with no published liquidity data

À qui cela s'adresse

Investors who accept one group's credit risk in exchange for a documented repayment record, keep the allocation small, and set Auto Invest deliberately.

Régulation30%2.5/10
Historique25%6.1/10
Transparence15%3.6/10
Liquidité15%7.5/10
Diversification10%6.5/10
Rendement plausible5%8.8/10

Chaque dimension est notée de 0 à 10 à partir de données documentées, puis multipliée par son poids et additionnée. Rien n'est arrondi avant la fin.

Chiffre relevé sur: peerberry.com · 18 sept. 2026 · €3.54bn total invested; 122,895 investors; 60-day buyback

Suivi des conditions générales

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Aucun changement enregistré ces 90 derniers jours.

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